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For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
Copyright © 2026 Summit Lending LLC. All Rights Reserved.

Mortgage Loan Specialists That Work For You

Summit Lending is a mortgage broker firm led by a team of mortgage specialists with over 50 years of combined experience in industry. We are driven by one goal: to match you and a home loan with fair terms at excellent interest rates and reasonable repayments. Whether you are purchasing, building, refinancing, or tapping into your home's equity, our home mortgage loan specialists will find the perfect solution for your financial needs.
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Our Team

Meet Our Team of Experts

Meet Our Dynamic Team: Passionate Professionals Making Dreams a Reality!
Michael Evenhuis Image
Loan Officer

Michael Evenhuis

NMLS: 398506

I have been in the mortgage industry for over 12 years as a loan originator. I have knowledge in finance, accounting, real estate, and the insurance industry. I have a bachelor’s degree in finance as well as in accounting from Weber State University. I am also a licensed CPA in the state of California. I love helping people realize their dreams of owning a home. I will take the time to explain the pros and cons of all possible options for my clients for them to be knowledgeable and achieve their goals. I pride myself in providing a “white glove service” that results in the best client experience. Outside of work, I am active in serving my community. I have an amazing wife and 4 daughters that are the center of my life and keep me going each day. I love to watch and play all sports, especially golf. I am excited to be a part of Summit Lending and what this company can provide to my clients. 

Mandi Turner Image
Loan Officer

Mandi Turner

NMLS: 377729

I have been in the mortgage industry for over 10 years as a loan originator. I enjoy helping my clients figure out how to make their dream of home ownership possible. I take pride in explaining every detail with my clients- from the loan product to the final closing disclosure- so they feel confident in the process. I will always have my clients best interest in mind and do what is best for them.

My hobbies include- spending time with family and friends, boating, Lake Powell, surfing, hiking, Lake Powell, traveling, four wheeling, and did I mention Lake Powell. I am married to the amazing Steve and have 2 boys and 1 daughter in law that are the light of my life.

I am so excited to be a part of the Summit Lending team.   Being part of a company that I know has some of the most competitive rates and has top-notch service is very important to me so I know I am giving my clients the very best!

The Summit Lending Advantage

Why Choose Us For Your Home Mortgage Loan?

We're committed to delivering exceptional value. When you partner with us, you’ll enjoy a wide range of benefits such as:

Personalized Service

Our Utah-based mortgage broker team takes time to understand your unique financial situation and find you the best home mortgage loan for your needs.

Transparency

Our mortgage specialists go the extra mile to ensure you understand the terms of your home mortgage loans. With our online mortgage brokers, you can take a loan with confidence.

Experience

Our mortgage specialists have 5 decades of combined experience in the mortgage loan industry. You can count on our mortgage broker firm to guide you through the entire process.

FAQs

Everything you need to know about home mortgage loans
Which home loan is right for me?

Your ideal loan depends on several factors like your financial situation, long term goals, and risk tolerance. Fixed rate mortgages offer stability, while adjustable rate loans may save you money initially. Government-backed options can be great for those with lower credit scores. At Summit Lending, we’ll guide you through the options to find a perfect fit.


What are my loan options as a first time home buyer?

Is it possible to receive a home mortgage loan if I have bad credit?

Are there home loans for renovation available? 

How can I monitor interest rates for loans today? 

What information do I need to submit to apply?